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Our clients tell us that we are open, honest and approachable. Please do not hesitate to contact us, we will respond to all enquiries.

SEGMENTATION AND DIFFERENTIATED TREATMENTS

HOW CAN WE HELP YOU?

The Arum team will undertake a complete a full review of your current customer segmentation and treatment paths to identify opportunities to improve the tailoring of activities and customer experience, seeking both fairer outcomes and uplifted results.

This review would typically include:

  • Segmentation strategy, outcome-based approach and predictive models
  • Contact approach, communications methods, and triggers
  • Use of data and decisioning to offer treatments based on customer circumstances
  • Flexible repayment options driven by income and expenditure, open banking data, CRA and other sources
  • Payment hierarchy definition and multi product approaches
  • Cost to collect models
  • Settlement strategies and offer management
  • Technology capability to enable flexible treatment methods

Arum can also support throughout the entire process of design, delivery and execution of improved communications collateral and templates.


SEGMENTATION AND DIFFERENTIATED TREATMENTS IN ACTION

Case Study

Multimillion-pound benefits for retail bank

Case Study

6-month transformation plan to improve government collections operation

Case Study

Increase in payments and reduced costs following collections process improvements

Case Study

Best in class operation for utility company

Case Study

Tallyman system assessment in water

Case Study

Strategic system solutions for a DCA

Case Study

Automating a major regulatory change in Ireland

News

Arum celebrating fourth consecutive year as finalists at Credit Awards

News

Arum and Lloyds Banking Group shortlisted for final of Collections and Customer Service Awards

Event

Breathing space moratorium legislation webinar

Insight

Arum awarded 'Best Global Credit Management Services Provider 2019'

News

Arum and Thames Water are finalists at the Credit Awards 2018

Lloyds Banking Group
Total
Accenture
Department for Work & Pensions
HSBC
AIC
Anglian Water
Aktiv Kapital
Barclaycard
Barclays
Business Stream
Butterfield
Bank Zachodni
Car Finance Company
Clydesdale Bank
Deutsche Bank
GE Money
Hoist Finance
Intelligent Finance
ING
International Personal Finance
KBC
Money Barn
Motonovo
New Day
Pepper
Raiffeisen
RBS
Tesco Bank
TSB
Westpac
Yorkshire Bank
ESB
Eon
Scottish Power
SSE
Thames Water
UISCE
HMCTS
L&Q
Revenue Ireland
SLC
Cabot
JBW
Marstons
Walker Love
Wescot
Capgemini
CGI
Concentrix
Experian
FICO
Qualco
Barnsley Council
Newham Council
London Borough of Redbridge
YuEnergy
SES Water
NatWest
Exus
Aldermore
Atom Bank
C&R Software
Adobe
Berneslai Homes
Britannia
British Gas
Capquest
Centrica
Cognizant
Daimler
Debt Managers
Deloitte
Drydens Fairfax
Hito
HP
IBM
Katabat
Liberata
Pega
Standard Life
StepChange
Telrock (Optimus by)

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